Insurance & Fees

We understand that the cost of therapy can be a concern. That’s why we’re committed to making quality care accessible and affordable for everyone. We accept most insurance plans, and will work closely with you to maximize your coverage & minimize out-of-pocket expenses.

You’ve got enough stress, our job is to take some away.

We are currently in network with United Healthcare, Empire BCBS, Cigna and Aetna, and work with most insurance companies on an out-of-network basis also and do all of the paperwork for you.
Most patients find that their health insurance companies will cover some if not all of our fees. How much is covered depends on your particular policy and includes factors like deductibles and co-pays.

Cancellation Policy

We understand that patients are busy, and schedule conflicts do arise from time to time. We do not charge a fee for sessions canceled with more than 48 hours’ notice. Missed sessions and cancellations within 48 hours will be billed at the regular rate.

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Insurance Provider Partners

Therapy covered by insurance

In person or online therapy: it's your choice.

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Process for Insurance Reimbursement

Step One

Check with your provider to see if you have “out of network” mental health coverage. 

This can be done by either calling your insurance provider or by checking your benefits online. Make sure to find out if you have a deductible that must be met, and what percentage of the service will be reimbursed. The CPT code used for individual psychotherapy sessions is “Psychotherapy 60 minutes – 90837”.

Step Two

Receive claim information: Payment is expected at the time of the session. 

Upon request, you will receive a “Statement for Reimbursement” that includes diagnostic information and all other necessary information for you to submit to your insurance provider. Subsequent invoices can be emailed monthly upon request.

Step Three

Submit a claim according to your insurance policy.
Generally, your insurance company will ask you to submit the Statement for Reimbursement either via mail or by uploading it onto their portal. After it has been submitted, insurance companies generally mail the reimbursed dollar amount to your home within 2-3 weeks.

Modern Therapy Group

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Reaching out to understand your therapy options is the first step in taking control of your mental health journey.

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Modern Therapy Group

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Exploring your therapy options is the first step toward empowering yourself on your mental health journey

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