IN-NETWORK WITH:

aetna
cigna
unitedhealthcare

Insurance, Without The Headaches

How Insurance Works
At Modern Therapy Group

Insurance & Fees

You’ve got enough stress, our job is to take some away

Therapy can be expensive, we know. Therefore, we make it easy for you to get the care you deserve that fits within your budget. We are currently in network with United Healthcare, Empire BCBS, Cigna and Aetna, and work with most insurance companies on an out-of-network basis also and do all of the paperwork for you.

Most patients find that their health insurance companies will cover some if not all of our fees. How much is covered depends on your particular policy and includes factors like deductibles and co-pays.

Group Therapy​
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Process For Insurance Reimbursement

  1. Check with your insurance provider to see if you have “out of network” mental health coverage. This can be done by either calling your representative or by checking your benefits online. Make sure to find out if you have a deductible that must be met, and what percentage of the service will be reimbursed. The CPT code used for individual psychotherapy sessions is “Psychotherapy 60 minutes – 90837”.
  2. Receive claim information: Payment is expected at the time of the session. Upon request, you will receive a “Statement for Reimbursement” that includes diagnostic information and all other necessary information for you to submit to your insurance provider. Subsequent invoices can be emailed monthly upon request.
  3. Submit a claim according to your insurance policy. Generally, your insurance company will ask you to submit the Statement for Reimbursement either via mail or by uploading it onto their portal. After it has been submitted, insurance companies generally mail the reimbursed dollar amount to your home within 2-3 weeks.

Cancellation Policy

We understand that my patients are busy and schedule conflicts do arise from time to time. We do not charge a fee for sessions cancelled with more than 48 hours’ notice. Missed sessions and cancellations within 48 hours will be billed at the regular rate.

Who We Work With

Our Insurance Provider Partners

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